Listed under appraised value for a quick sale. No water came into the building during the hurricanes. Where downtown meets the Bay this is an opportunity to get into the waterfront lifestyle for under a mil. This 2/2, 1555 sf condo has an open floor plan with split bedrooms and lots of storage. The AC was installed in 2019 and the tankless water heater in 2021. Condo on the Bay is direct waterfront, no one will ever build in front of you and block your view of the fabulous sunsets. It is situated on a 9-acre gated peninsula with 24 hr security and is convenient to downtown and the world class Bay Park next door. The kitchen has quartz countertops and lots of cabinetry, a breakfast bar and a double oven GE stove. The living/dining area opens up to your large lanai with floor to ceiling sliders. Either bedroom can be used as the primary. The west facing one has 2 twin Murphy beds, walkin closet plus 4 more closets and ensuite bath with 2 sinks and a walkin shower. The second bedroom has a large wall to wall closet and bath just outside the door. The condo was just painted and all the duct work cleaned. Condo on the Bay is in the middle of a planned exterior update including the roof, fitness centers and stucco painting and repair. The milestone report was good and is available for review. The property will have almost total renovation by the time all the projects are done. If you are looking for a place to dock your boat or kayak you can't ask for more convenience than walking out your door. Within walking distance are many restaurants, concerts, parks, shopping, entertainment. Lido Beach is just 2 miles away, Siesta, 5 miles and the airport 4 miles. Looking to make friends? This is a very friendly place to live. There are organized social activities, happy hours, dining out, mahjong, water aerobics, walking groups, etc and get togethers for no reason. Your Hoa fee includes all utilities except electric. All pets must have either an emotional support letter or service animal documentation. Offers must include proof of funds or pre-approval.