Beautifully maintained 2023 concrete block home offering 3 bedrooms, 2 bathrooms, plus a den/office that could easily be used as a 4th bedroom (no closet). Conveniently located just minutes from The Villages with NO HOA and NO CDD fees, this home offers a functional split floor plan, modern finishes, and thoughtful upgrades throughout. As you enter the home, you'll find a formal dining room to the left, providing the perfect space for intimate dinners, holiday gatherings, or entertaining guests. Inside, the bright, open layout continues with a spacious living room that flows seamlessly into the kitchen, giving the home an open, welcoming feel that's perfect for family gatherings or quiet evenings at home. The kitchen features rich wood cabinetry, stainless steel appliances, a pantry, plenty of counter and cabinet space for cooking and storage, and a breakfast bar with plenty of seating for family and guests. The thoughtfully designed split floor plan offers added privacy, with the owner's suite separated from the two guest bedrooms on the opposite side of the home. The spacious owner's suite features tray ceilings, two walk-in closets, dual vanities, and a large walk-in shower, creating a comfortable retreat at the end of the day. The den/office is conveniently located near the owner's suite, making it an ideal space for a home office, nursery, hobby room, guest room, or potential 4th bedroom, while the two guest bedrooms are tucked away on the opposite side of the home with a shared bathroom. Enjoy the benefits of the whole-house water softener and filtration system, providing cleaner, better-quality water throughout the home, along with ceiling fans throughout, plywood attic flooring for additional storage, and a built-in TAEXX in-wall pest control system. An inside laundry room adds everyday convenience, while the nearly fully fenced backyard offers plenty of room for pets, outdoor entertaining, gardening, or simply relaxing. Located close to shopping, restaurants, medical facilities, and all the conveniences of The Villages, this move-in-ready home offers the perfect combination of comfort, convenience, and value. As an added bonus, the seller is including a home warranty at closing, and qualified buyers may have the opportunity to assume the seller's existing 4.99 interest rate, which could provide significant long-term savings compared to financing at current market rates.