321 CASSADY STREET, UMATILLA, FL, 32784
$349,000
Residential
Bedrooms
2
Bathrooms
2
Living Area
1,520 Sqft
Lot Size
12,150 Sqft
Virtually Staged. WELCOME TO 321 CASSADY Street & 20 N OAK Avenue — TWO ADDRESSES, TWO LIVING SPACES, ONE UNIQUE PROPERTY! Discover a truly unique investment opportunity featuring two separate living spaces! The charming front home is a 1920s country cottage, complete with a classic white picket fence and plenty of character, while the rear of the property features a beautifully renovated garage apartment/ADU with its own separate address, electric meter, and water meter—an excellent setup for extended family, guests, or potential rental income. The main cottage offers 2 bedrooms and an inviting open great room and kitchen, filled with the warmth and character you would expect from a vintage country home. Relax on the large screened front porch, the perfect spot for morning coffee or an evening spent enjoying the Florida breeze. Step into the private, fully fenced backyard and you'll find even more to love. A charming KOI pond filled with fish creates a peaceful outdoor setting, while a cement walkway connects the main cottage to the rear apartment. There is plenty of space for entertaining, hobbies, storage, and all your Florida toys! The rear building offers a workshop beneath the ADU, plus there are two additional newer storage sheds, including one with an awning providing covered parking for a boat or golf cart. You'll also find a concrete RV pad alongside the garage. The garage apartment/ADU was completely renovated in 2025 and provides a separate living area with its own utilities and address—making this property especially versatile. MAJOR UPDATES INCLUDE: Electrical – 2025 Plumbing – 2025 Garage Apartment/ADU Completely Renovated – 2025 Metal Roof on Garage/ADU 2019 Shingle Roof on the 1920s Cottage Updates Have Been Permitted Whether you're looking for a multi-generational property, income-producing opportunity, guest quarters, or simply extra space, 321 Cassady & 20 N Oak offer possibilities that are hard to find. Two addresses, separate utilities, two living spaces, workshop and extensive storage—all on one unique property! Please note stove will be replaced prior to closing.
Property Details
Property Features Property Features
MLS ID: MFRG5116404 Year Built: 1935
Appliances: Cooktop, Refrigerator Architectural Style: Cottage, Florida
Construction Materials: Block, HardiPlank Type, Frame Cooling: Central Air
Country: US County Or Parish: Lake
Direction Faces: South Exterior Features: Lighting, Other, Private Yard, Sidewalk, Storage
Fencing: Wood Flooring: Luxury Vinyl
Foundation Details: Block, Pillar/Post/Pier Furnished: Unfurnished
Heating: Central Laundry Features: In Garage
Levels: Multi/Split Listing Agreement: Exclusive Right To Sell
Listing Terms: Cash, Conventional, FHA, USDA Loan, VA Loan Lot Features: Corner Lot, Landscaped, Level, Oversized Lot, Paved
Occupant Type: Owner Other Equipment: Private Yard
Other Structures: Guest House, Other, Shed(s), Storage, Workshop Parking Features: Boat, Golf Cart Garage, Golf Cart Parking, Guest, Open, Parking Pad, RV Carport, RV Access/Parking, Workshop in Garage
Patio And Porch Features: Deck, Front Porch, Patio Possession: Close Of Escrow
Property Sub Type: Single Family Residence Property Type: Residential
Road Surface Type: Paved Roof: Metal, Shingle
Sewer: Public Sewer Showing Requirements: Call Before Showing, Combination Lock Box
Special Listing Conditions: None Standard Status: Active
State Or Province: FL Utilities: Electricity Connected, Public, Water Connected
Vegetation: Trees/Landscaped Water Source: Public
Rooms Rooms
Great Room: Kitchen:
Primary Bedroom: Bedroom 2:
Workshop: Garage Apartment:
Bedroom 3:
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