Opportunity knocks at 508 Garden Drive in Lakeland! This charming 3-bedroom, 1-bath block home offers a unique chance to own with flexible financing options—including a rent-to-own opportunity or the ability to assume the existing FHA loan at just 4.3% interest! Seller financing available for down payment with right offer! With 840 sqft of comfortable living space, this well-kept home features stainless steel appliances, granite countertops, and a bright layout. Major updates include a 2019 roof and AC, offering peace of mind for years to come. Enjoy Florida living year-round in the large screened-in Florida room or entertain guests in the fully fenced backyard complete with a custom outdoor grill and wine cooler setup. A covered carport adds everyday convenience. The home is currently tenant-occupied until July 1, with listing photos taken prior to occupancy. Whether you're a buyer looking for alternative paths to homeownership or an investor seeking a solid rental in a growing market, this property delivers value, flexibility, and potential.