OWNER FINANCING AVAILABLE with 20% down payment, 6% interest rate with a 3 year balloon mortgage!!! This spectacular waterfront lot is located in the highly-sought after gated community of Harbor Village Marina, part of the Yacht Harbor Village community. This high and dry lot comes with a solid seawall and a private boat dock, giving you direct access to the Intracoastal Waterway. It also offers privacy and security, plus endless potential to build your dream home. Whether you’re into boating or just want killer water views, this spot’s perfect for a laid-back coastal lifestyle. As a resident, you’ll have the opportunity to join The Club at Hammock Beach Resort Golf and Spa. With membership, you can enjoy world class amenities like two championship golf courses - the Ocean Course (designed by Jack Nicklaus) and The Conservatory (designed by Tom Watson), multi-level Pool Complex with a 3-Story Waterslide, Lazy River, plus a 14,000 sqft fitness center and full-service spa and onsite formal and casual dining. Plus, you're close to beautiful state parks, gardens, biking trails, hiking spots, and marinas. Grocery stores and restaurants are just a 5-minute drive away, and you’re only 30 minutes from St. Augustine and Daytona. Don’t miss this chance to dive into the ultimate oceanside lifestyle and create your ultimate waterfront getaway!