A Rare Gem with Private Lake Access and Endless Flexibility! Discover lakefront living without the hefty lakefront taxes in this exceptional home with NO HOA, private access to the Clermont Chain of Lakes, and a dedicated hydraulic 7,000lb solar powered boat lift on Lake Winona. This one-of-a-kind, split-bedroom home is filled with thoughtful upgrades and versatile spaces that adapt to your lifestyle. The beautifully updated kitchen features granite countertops and newer stainless steel appliances, opening seamlessly to the spacious Great Room with a stunning stone-wrapped fireplace—ideal for entertaining. Durable solid-surface flooring runs throughout most of the home, combining style with easy maintenance. The main floor includes a luxurious primary suite, space to make an inside bar and entertaining space, plus two additional bedrooms. Upstairs, you'll find a new AC (2022), spacious flex loft—perfect for a home office, playroom, or gym—complete with a fourth bedroom (second master) and a stylish full bath featuring a walk-in shower and jetted tub. The large fifth bedroom located above the garage complete with a half bath, is a dream space for a home theater or game room. Here you'll also find another huge walk-in closet, adding to the homes abundant storage space. Step outside to your private, fully fenced (2023) backyard retreat, complete with a custom-built stone fireplace, pergola, and expansive full trex rear deck—ideal for year-round gatherings. Within walking distance to Clermont’s flourishing Historic Downtown District, you’ll find yourself at the heart of one of Central Florida’s most exciting and fastest-growing communities. Stroll the charming brick-lined streets and explore a vibrant mix of local boutiques, award-winning restaurants, breweries, coffee shops, and weekly farmers markets. The waterfront area has been thoughtfully revitalized, offering walking and biking trails, public boat ramps, and scenic lakefront parks that host regular community events, food truck nights, and live music. Whether you’re into paddleboarding on the lake, catching a sunset from Victory Pointe, or enjoying a Sunday brunch with a view, Downtown Clermont delivers an unbeatable mix of small-town charm and modern amenities. With community ball fields just four blocks away and easy access to everything that Central Florida has to offer—including major highways, top-rated schools, and Orlando attractions—you’ll love calling this dynamic and growing area home. This property isn’t just a house—it’s a lifestyle opportunity in a location that’s booming with potential.