1190 SUGAR BELT DR, ST CLOUD, FL, 34771
$950,000
Residential
Bedrooms
4
Bathrooms
4
Living Area
3,087 Sqft
Lot Size
43,560 Sqft
Experience country elegance and modern craftsmanship in this custom-built farmhouse on a full acre—no HOA, no water or sewer bills, and every upgrade you could dream of. Constructed with solid concrete block, this 2004 residence offers 3,087 sq ft of heated living space (4,574 sq ft total under roof), wrapped in timeless curb appeal and thoughtful design. Inside you’ll find solid wood flooring, level 4 drywall finishes, and a chef’s kitchen featuring a gas cooktop, farmhouse sink, quartz counters, and views across the covered lanai to your screen-enclosed pool. The downstairs primary suite has been fully renovated with spa-style finishes, while upstairs you’ll find generous bedrooms, walk-in closets throughout, and abundant storage. Two oversized garages—one a 38’-deep workshop with bathroom and cabinetry, and the other a finished two-car bay with generator interlock—provide parking for up to six vehicles under roof, plus a circle drive in both the front and rear for guests and trailers. A detached, climate-controlled garden house/greenhouse/gym (340 sq ft) with power, water, and HVAC offers the perfect studio, gym, or creative retreat. This property has been meticulously maintained with 2020 roof, new porch roof and screen enclosure (2025), new submersible well pump (2025), new water heater (2022), HVAC (2017) with mini-split in master (2023), fresh paint (2024), and fully renovated kitchen and baths (2023-24). Enjoy your own well and septic, UV water-treatment system, fruit trees, and total privacy—just minutes from Lake Nona, Medical City, and SR 417. Just a short .8 mile walk or golf cart ride away is the Ralph V Chisolm Park along East Lake Toho, with mature oak trees, park benches, a boat ramp, and vibes you'll never want to leave. Good thing your house is just down the street! Bring your cars, boats, and big dreams—this is the CUSTOM farmhouse lifestyle you’ve been searching for, right here in St. Cloud. Zoned for Nova Lakes High School
Property Details
Property Features Property Features
MLS ID: MFRO6397601 Year Built: 2004
Appliances: Built-In Oven, Convection Oven, Cooktop, Dishwasher, Disposal, Exhaust Fan, Microwave, Water Filtration System, Water Softener Architectural Style: Bungalow, Craftsman, Custom, Florida, Ranch
Construction Materials: Block, Cement Siding Cooling: Central Air
Country: US County Or Parish: Osceola
Direction Faces: East Exterior Features: Rain Gutters, Sidewalk
Fencing: Fenced, Vinyl Flooring: Carpet, Ceramic Tile, Wood
Foundation Details: Slab Furnished: Unfurnished
Heating: Central, Radiant Ceiling, Zoned Laundry Features: Inside, Laundry Room
Levels: Two Listing Agreement: Exclusive Right To Sell
Listing Terms: Cash, Conventional, VA Loan Lot Features: Cleared, Corner Lot, In County, Oversized Lot, Paved
Occupant Type: Owner Other Equipment: Irrigation Equipment
Other Structures: Greenhouse, Workshop Parking Features: Boat, Driveway, Garage Door Opener, Garage Faces Side, Ground Level, Guest, Oversized, Garage, Workshop in Garage
Patio And Porch Features: Covered, Front Porch, Patio, Rear Porch, Screened Pool Features: Gunite, Heated, In Ground, Salt Water
Property Sub Type: Single Family Residence Property Type: Residential
Road Responsibility: Public Maintained Road Road Surface Type: Paved
Roof: Shingle Security Features: Fire Alarm
Sewer: Septic Tank Showing Requirements: See Remarks, ShowingTime
Spa Features: Heated, In Ground Special Listing Conditions: None
Standard Status: Active State Or Province: FL
Utilities: Cable Connected, Electricity Connected, Propane, Sprinkler Well Vegetation: Fruit Trees, Mature Landscaping, Oak Trees, Trees/Landscaped, Wooded
View: Garden, Pool, Trees/Woods Water Source: Well
Window Features: Shutters
Rooms Rooms
Kitchen: 19x12 ft Primary Bedroom: 14x14 ft
Bathroom 2: 14x11 ft Bathroom 3: 14x11 ft
Bathroom 4: 18x12 ft Workshop: 24x38 ft
Living Room: 14x14 ft Studio: 11x12 ft
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