This very affordable two-bedroom, two-bathroom home is nestled in the vibrant community of Caribbean Isles Residential Cooperative, yet offers a peaceful and private retreat. With no LOT RENT or CDD you can enjoy the benefits of homeownership with a low monthly maintenance fee, making this property an excellent value. The primary bedroom offers an ENSUITE bathroom, with a second bathroom off the hall for guests. Sliding glass doors off the living room lead into a fully enclosed SUNPORCH, which can be used for year around relaxation as a den, as office space, or even as another sleeping space for overflow guests. The home comes partially furnished, too! Outside the kitchen door is a screened-in LANAI, ready for your morning coffee, lunch, or end of the day glass of wine. Here you can enjoy the beautiful Florida weather, waving to your new friends as they pass by on their golf carts, bikes, or walking with their pets. With four miles of private roads, you can walk to the clubhouse, pool, lagoon park - or visit with your friends and neighbors - while getting in all of the exercise you want. Caribbean Isles is a 55+ waterfront community filled with amenities designed to enhance your lifestyle. Residents can take advantage of a clubhouse that hosts social events and activities, a HEATED POOL perfect for year-round relaxation, and a private boat and kayak launch with direct access to Tampa Bay—an ideal setup for boating enthusiasts. Other features include shuffleboard courts, a dog park, RV/boat storage, bocce ball, and a full calendar of community events that foster camaraderie among neighbors. Located in the heart of Apollo Beach, this property offers convenient access to shopping, dining, and entertainment options, as well as nearby parks and beaches for outdoor recreation. The area’s major highways make traveling to Tampa, St. Petersburg, and Sarasota effortless. Don’t miss the opportunity to own this AFFORDABLE HOME in one of Florida's premier 55+ communities.