1/2 Acre, Full of Charm in Lakeland - with the freedom of NO HOA or CDD! This 4 bedroom, 2.5 bathroom, 2780 square foot home has so much to offer. Step inside to a light filled formal living area with floor to ceiling windows. The open concept kitchen, dining and family room are positioned directly down the hall-soaring ceilings with beam details continue to impress. The kitchen offers a closet pantry, ample cabinet and counter space and a cooking island- all within easy conversation distance to the family room. Family room is grounded by organic features such as the handsome fireplace hearth flanked with book cases, the wood beams and planked ceilings and so many windows and doors that offer views to the wooded back- there is even a screened lanai and upstairs balcony with views of the treeline. As much character as this floorplan offers, it also has convenience with the 1/2 bath on the main floor and three secondary bedrooms that share a full bathroom. Upstairs you will find the private Primary Suite that includes a walk in closet, dual sinks, step up shower/tub and that private balcony/deck where you can enjoy views. Central location close to Tampa, Interstate, shopping and eateries. It's good to be home. Case # 093-728947 Go to www.hudhomestore.gov for bid timeline, disclosures, read property condition report & other forms. FHA financing is available IE (Insured Escrow) FHA 203k Loan eligible if buyer chooses, but is subject to buyers FHA appraisal. Buyer selects closing agent/firm. This home is owned by HUD- Housing of Urban Development. “All properties sold ‘as is’ without any guarantee or warranty by the seller”. All buyers must be accompanied in by a representing RE agent. All measurements are estimates. 30 day owner occupant first look period.