Photos are all PRE-Hurricane Helene. Ever dreamed of owning your own coastal retreat or the flexibility of using it as retail commercial? This rare single-family beach bungalow is your chance! Ideally located just steps from Madeira Beach, this 2-bedroom, 1-bath cottage offers classic charm and endless potential. What truly sets this property apart is its rare commercial zoning, allowing short-term vacation rentals with no minimum rental term restrictions—an incredible investment opportunity! Situated just north of John's Pass Village & Boardwalk, this home features a flexible living space with an eat-in kitchen, glass-front display shelving, and abundant natural light pouring through newer hurricane-impact windows. A true rarity in this sought-after location, the property offers ample parking behind an automatic gate and a private backyard with a patio and grill area—perfect for outdoor entertaining. Inside, the open living/dining area allows for versatile use, while the adjacent second bedroom and spacious bathroom provide comfort and convenience. A flex space at the front of the home is ideal for an office, playroom, or cozy den. Whether you're searching for a full-time coastal escape, part-time getaway, or income-producing rental, this home presents limitless possibilities. New HVAC system installed in 2023. This property experienced flood damage from Hurricane Helene and is being sold "as-is." The City of Madeira has provided a letter that the property is NOT substantially damaged. Buyers are strongly encouraged to conduct their own due diligence regarding repairs and compliance.