CALLING ALL CASH BUYERS! OPPORTUNITY KNOCKING! Experience a rare chance to own a waterfront retreat on Indian Bluff Island a premier Gulf-front community in Palm Harbor. This 3-bedroom, 2-bathroom, 2-car garage home spans 1,800 square feet with a split-bedroom floor plan, designed for both comfort and privacy. This property offers endless possibilities - renovate the current ranch-style home or build your dream waterfront retreat. Nestled on a large private lot, 64 x 120 with room for a pool this home offers breathtaking water views from both the front and back, capturing the essence of coastal Florida living. With direct Gulf access and no bridges, the private dock with a 10,000 lb boat lift makes this a true boater’s paradise. DOCK AND LIFT (sold as-is). Perfect for boating, fishing, paddle boarding, jet skiing & kayaking enthusiasts. Inside find a spacious family room centered around a wood-burning fireplace, perfect for relaxing after a day on the water. The oversized pool-ready backyard provides endless possibilities for outdoor living and entertaining. This sought-after location offers both tranquility and convenience, just minutes from the Pinellas Trail, Historic Old Palm Harbor, and top-rated Palm Harbor University High School. This waterfront location is complemented by its proximity to downtown Palm Harbor, offering excellent local dining and shopping options and just a 2-minute bike ride to the Pinellas county Trail and Wall Springs Park, perfect for walking and biking. The famous Honeymoon Island, Clearwater Beach, and Tarpon Springs Sponge Docks are all within easy reach, along with vibrant shopping, dining, and year-round festivals. With Tampa International Airport just 35 minutes away, travel is effortless. Please note this home sustained damage from Hurricane Helene and is being sold AS-IS with no warranties or repairs. This is an excellent opportunity for qualified cash buyers looking to invest in a one-of-a-kind location. Don’t miss this rare opportunity - schedule your private showing today!