!!! SELLER WILL PAY BUYERS 1ST TWO MORTGAGE PAYMENTS !!! *** NO FLOOD ZONE *** NO FLOOD INSURANCE REQUIRED! *** High & dry and it sits at the HIGHEST ELEVATION IN THE COMMUNITY!Welcome to this stunning home in the highly desirable, WATERFRONT community of Tara Cay in Seminole! Located in an X flood zone. This spacious 4-BEDROOM, 4-BATHROOM (with Garage) townhouse offers MULTIPLE Living Options. Inside, you'll notice gorgeous Wood-look laminate flooring and discover an inviting OPEN-CONCEPT layout where the Kitchen, dining, & living areas seamlessly flow together. The KITCHEN BOASTS STYLISH WOOD Cabinetry, GRANITE Countertops, a Glass-top Samsung stove, Built-in Microwave, a NEWER REFRIGERATOR, & a BRAND-NEW DISHWASHER. PANTRY CLOSET & Additional Cabinet STORAGE space facing the dining area, ensuring functionality meets elegance. The Textured ceilings & walls, along with CEILING FANS throughout, add a touch of sophistication & comfort. Enjoy Florida’s sunshine from 1 of 2 PRIVATE SCREENED OUTDOOR SPACES – a screened-in balcony off the second-floor living area, and a spacious Screened Lanai on the lower level. The FIRST-Floor bedroom features its own ensuite Bath & private lanai access, making it IDEAL FOR guests or MULTI-GENERATIONAL LIVING, IN-LAW Suite, Private Office or Game room area etc. The Primary Suite boasts CATHEDRAL CEILINGS, a Luxurious UPDATED ensuite with DOUBLE VANITIES, 2 Walk-In closets. ALL Bedrooms are generously sized with Ceiling Fans & tons of storage space. This home is move-in ready, with Major Updates ALREADY taken care of: AC REPLACED IN 2022 (includes a 10-year transferable warranty), ROOF REPLACED IN 2017 & WATER HEATER UPDATED IN 2020. Tara Cay is known for its peaceful, community-oriented atmosphere, featuring a HEATED POOL, COMMUNITY DOCKS (allowing 24-hour docking), & plenty of social events—including LEGENDARY Halloween celebrations & community BBQ's! Yes you can launch canoes, kayaks or paddle boards into the intracoastal waters. This home is just 10 mins from grocery & retail stores, 30 mins from Clearwater/St. Pete Airport, 40 mins to Tampa International Airport, and less than 30 minutes to Downtown St. Petersburg! If you're looking for a welcoming neighborhood with unbeatable access to the water & beaches, this is it! Schedule your private tour today!