Gulf-Access Waterfront Gem in Hernando Beach – No HOA & No Rental Restrictions! Welcome to your slice of Florida paradise! This charming 3-bedroom, 2-bathroom waterfront home offers direct Gulf access and is nestled in the heart of the desirable and up-and-coming Hernando Beach community. With no HOA and no rental restrictions, this property is ideal as a full-time residence, vacation getaway, or income-generating investment! Step inside to discover a spacious split floor plan featuring a sunken living room with a cozy wood-burning fireplace, a large kitchen with an adjoining dining area, and expansive covered decks that span the rear of the home—accessible from both bedrooms and the living room via sliding glass doors. The primary suite includes two walk-in closets and a fully remodeled bathroom complete with a glass-enclosed shower and built-in seat. The secondary bedroom also offers laundry hookups, adding flexibility to your living space. Downstairs, you’ll find a 3-car garage setup—a tandem 2-car bay with rear access and a separate enclosed 1-car garage—plus a climate-controlled laundry room. Access to the ground level is available from both interior stairs and rear porches. Outside, enjoy mature landscaping, an outdoor shower, and your own private wood dock with deep water access—perfect for boating, kayaking, fishing, and paddleboarding. Additional perks include a new roof (2020) and transferable flood insurance at just $841/year! Located minutes from Weeki Wachee Springs, restaurants, shops, schools, and the Suncoast Parkway, this home offers the perfect blend of coastal charm, convenience, and outdoor adventure. Don’t miss your chance to own this unique waterfront retreat—schedule your private showing today!