Owner Financing! Welcome to this stunning 3-bedroom, 3-bathroom home located in the highly desirable Harbor Bluffs community of Largo. This move-in ready property is a rare find, offering luxurious upgrades, abundant natural light, and the perfect blend of comfort and coastal living. Panoramic water views, and the true Florida lifestyle. Step inside to enjoy brand new tile flooring throughout and a freshly painted interior, creating a bright, modern, and inviting atmosphere. Complemented by classic plantation shutters that add timeless elegance and privacy. The spacious layout includes two comfortable living areas, perfect for entertaining or relaxing with family and friends. Outside, your private oasis awaits: a sparkling swimming pool, gorgeous waterfront views, and a brand new dock (built in 2024) — ideal for your boat or jet ski, with direct access to the Intracoastal. Whether you're into boating, fishing, or just soaking up the sunsets, this backyard delivers it all. Additional features include a 2-car garage and a prime location in one of Largo’s most beautiful neighborhoods. Close to beaches, restaurants, shopping, and top-rated schools, this home combines luxury, convenience, and lifestyle. Don’t miss this rare opportunity to own a beautifully updated waterfront home with a pool in Harbor Bluffs. Schedule your private showing today!