Seller is offering $10,000 towards a RATE BUY-DOWN with a full price offer—helping to make your dream home even more affordable. Welcome to a stunning example of refined living in the heart of Lutz. This nearly new Camden model by D.R. Horton is packed with thoughtful upgrades and still covered under the builder’s warranty—offering peace of mind and exceptional value in one of the area’s most convenient locations. Designed with flexibility in mind, this generational floor plan offers over 2,700 square feet of well-appointed space, including four bedrooms, three-and-a-half bathrooms, and a private suite complete with its own bedroom, full bath, and living area—perfect for extended family, guests, or a private home office. As you enter, custom shiplap ceilings in the foyer, family room, and office immediately catch your eye, setting the tone for the home’s elevated design. Throughout the home, you'll find plantation shutters on every window, adding a polished, timeless look while also offering privacy and light control. The open-concept kitchen is a dream for both everyday living and entertaining, featuring sleek quartz countertops, extended cabinetry that flows into the dining area, under-cabinet lighting, and a walk-in pantry with custom shelving. A reverse osmosis water filtration system adds purity and convenience to your kitchen experience, complemented by a whole-home water softener that enhances comfort and protects your appliances. Every corner of this space has been enhanced with designer light fixtures, including custom lighting above the kitchen island, in the foyer, and in multiple living areas—adding warmth and personality throughout the home. Two spacious secondary bedrooms share a convenient Jack and Jill bathroom, while a separate powder room, located away from the main living spaces, is ideal for guests. The owner’s suite provides a peaceful retreat with a spa-like ensuite bath and a walk-in closet complete with sensor lighting and added shelving. Additional sensor-activated lights can be found in the suite closet, powder room, and laundry room. Upgrades extend into the garage as well, where you’ll find a durable epoxy-coated floor, an overhead ceiling storage rack, and a custom hall tree at the entry from the garage. If you’re considering adding a pool, the home already includes a dedicated power disconnect with an additional circuit at the panel box, making future installation simple. Outside, the garage lights are equipped with a global daylight savings timer, which automatically adjusts to the season. Located just minutes from Tampa Premium Outlets, The Shops at Wiregrass, and a wide variety of dining and entertainment options, this home also offers the convenience of a Publix right down the road. Quick access to I-75 and I-275 puts you approximately 30 minutes from Tampa International Airport, making commuting or travel a breeze. With extensive upgrades, a functional and flexible layout, and a location that truly has it all, it's more than just a home—it’s a lifestyle. Schedule your private showing today and experience the perfect blend of style, comfort, and convenience.