SELLER FINANCING AVAILABLE!!!! Discover the perfect setting for your future home or investment property on this peaceful 0.23-acre residential lot in the growing city of Chipley, Florida. Situated in a Flood Zone X, this property offers added security and lower insurance costs, making it ideal for building or holding as a long-term asset. Chipley is gaining attention for its affordability, natural beauty, and strategic location. Whether you’re a homebuilder, investor, or future retiree, this parcel provides an accessible entry point into Florida land ownership without the high price tag. Seller financing is available, ask us how -call for more info!!!