Welcome home to this modern, single family solid block home (3bd/2ba w/garage, 1677 sq ft) perfectly situated in a quiet and friendly neighborhood that is centrally located between downtown St. Pete and the beaches. Rare opportunity: Assumable loan at 2.75 % for lower monthly payments available to qualified buyers! Walk into this beautifully updated and well-maintained home with lots of natural light and thoughtful upgrades, including a whole-house water softener and filter. The home boasts a large dining area and welcoming kitchen with updated features, including solid wood cabinets, granite countertops, stainless steel appliances, large island with dining overhang, pantry and canned lighting. The split floor plan includes two secondary bedrooms with larger sliding door closets and a shared shower/tub bathroom with extra cabinet storage and a linen closet at the south side of the home. The extra-large private master suite with dual shower heads and walk-in closet sits at the north side of the home. Dual A/C units allow for separate temperature control of the north and south sides of the home. The spacious living room provides access to the private, expansive backyard and shaded paver patio through sliding glass doors with inset blinds. The freshly landscaped front and back yards feature a sprinkler system and beautiful foliage. Behind the double-gated white vinyl fence, there is space for your boat or toys on a shell pad on the west side of the home. Home is located off the main roads of the neighborhood and is a short 5-minute walk to highly rated Westgate Elementary, only 0.7 miles via car or sidewalks to Northwest Park, 0.9 miles to Publix, 12 minutes to downtown St. Pete, and 15 minutes to the beaches. No hurricane damage, not in a high-risk flood zone, flood insurance is not mandated! Schedule your showing before this gem is gone!