2.99% Financing for Qualified Buyers! NO HOA! New construction! NO FLOOD INSURANCE IS REQUIRED! Seller is offering a 3-2-1 buy down or up to $30k in seller incentives with an acceptable offer. There's no need to wait for rates to reduce. You can start enjoying the Florida lifestyle right away! This townhouse is all about lifestyle. The Grand Central District is located in the heart of the city, just one block from Central Avenue. Walk or bike to vibrant downtown St Pete, which boasts numerous new restaurants, bars, shops, music venues, sporting events, and beaches! The interior of this contemporary home is stunning! When you enter, you will note high ceilings and an open floor plan with a spacious living and dining area that flows seamlessly into a sleek European chef's kitchen with Samsung Bespoke Stainless Steel appliances, quartz worktops, and elegant fixtures. This property is the ultimate Florida entertaining home, with smart-home wiring and technology ready for all of your technology requirements, as well as ambient lighting throughout! The primary bedroom, located upstairs, features a magnificent ensuite bath and a full walk-in closet, making it ideal for an evening hideaway. The upstairs includes a second bedroom with its own ensuite bathroom, along with an upper laundry area. A low-maintenance xeriscape paver courtyard is an excellent setting for casual outdoor entertaining. Alley access to a large one-car garage with a 220V EV charging outlet and epoxy floors allows for easy parking. This home has it all, including a one-of-a-kind Accessory Dwelling above the garage with a separate entrance that could be used as an in-law apartment, guest accommodations, home office, quiet retreat, or rented out to generate extra income. Current zoning allows AirBNB and VRBO short term rentals! This ADU is private, but has the stress free living of a downtown hotel. Don't pass up this unique opportunity to live in style, only steps from everything the Grand Central District and downtown St Petersburg have to offer!