One or more photo(s) has been virtually staged. SELLER FINANCING AVAILABLE AT 4% OR LESS! Welcome to your waterfront dream in Flor a Mar, part of Gulf Harbors in New Port Richey, set on the WIDEST DEEP WATER canal with NO BRIDGES and quick access to open water, ideal for a sailboat or yacht. This fully renovated 3 bedroom, 2 bath home has been thoughtfully updated from top to bottom with wood look tile flooring, quartz countertops, an expansive buffet, and new stainless steel appliances. The living room centers around a cozy wood burning fireplace, while the expansive sunroom, lined with windows, fills the space with natural light and offers the perfect place to unwind, taking in peaceful water views, spectacular sunsets, and the occasional dolphin or manatee passing by. Major updates include a 2021 AC and water heater, a 2012 barrel tile roof, 2025 flat roof, and all new IMPACT WINDOWS, offering lasting peace of mind for years to come. Step outside to enjoy your morning coffee under the gazebo, then head down to your newly refurbished marine lumber dock, complete with a 25,000 lb lift and two davits for jet skis or kayaks, everything you need for effortless days on the water. Here, every day feels like a vacation. In this golf cart friendly community, residents have the option to join the Gulf Harbors Beach Club, a private shoreline oasis with cabanas, grills, and unforgettable sunsets, along with the Civic Association, offering access to two boat launches, social clubs, and a vibrant calendar of community events. Conveniently located near dining, entertainment, parks, and shopping, with Tampa International Airport about 45 minutes away and Florida’s beautiful white sand beaches just a short drive. No mandatory HOA, short term rentals OK! Secure this amazing opportunity today before someone else does!