SELLER FINANCING AVAILABLE — NO BANK NEEDED. Own this beautifully remodeled 1-bedroom, 1-bath condominutes from Downtown St. Petersburg with 20% down (approx. $22,000) and skip the mortgage approvalprocess entirely. Seller-held financing at 10% fixed, 30-year amortization, 5-year term with adefined 2-year extension option — just $1,322/month covers BOTH your loan payment and the $550 HOAfee. Compare that to $1,500+ rents for 1-bedroom apartments near downtown and the math speaks foritself. Step inside to a tastefully updated interior that is completely move-in ready — nothing todo but unpack. The layout lives larger than its square footage with great natural light throughout.Located just minutes from Downtown St. Pete's waterfront, restaurants, museums, and nightlife, withthe Gulf beaches a short drive the other direction. The community is a well-maintained 55+association, and this unit falls within the community's allowance for younger occupants — buyers