WELCOME TO EASY FLORIDA LIVING IN SEMINOLE! Nestled in the desirable Bay Ridge Estates neighborhood, this solid, all-block 2-bedroom, 2-bathroom home combines classic Pinellas County charm with fantastic functionality. Step inside to discover a bright 1,064 sq ft interior highlighted by sleek, low-maintenance restored terrazzo flooring and a beautifully appointed kitchen complete with modern cabinetry and newer appliances. Outdoors, you’ll love the spacious yard featuring a convenient storage shed—perfect for housing tools, lawn equipment, or extra gear. Relax with total peace of mind: this home is located in Flood Zone X (no mandatory flood insurance required) with NO HOA fees or deed restrictions—bring your boat, RV, work vehicles, or customize the space to fit your lifestyle! Complete with an attached garage and public water service, you can't beat this location: under 5 minutes to Seminole City Center shopping & dining, under 5 minutes to top-rated Seminole schools, only 5 minutes (1.5 miles) to Walsingham Park, and just a short 10-minute drive (approx. 4 miles) to the white sands of Madeira Beach! Whether you're a first-time homebuyer, downsizing, or seeking a high-value Florida property, this turn-key gem is priced to move. Schedule your private showing today!