WATERFRONT LIVING WITH NO HOA, NO CDD, AND NO FLOOD ZONE! Welcome to this charming 2-bedroom, 1.5-bath waterfront home nestled in the established Crest Ridge Gardens community of Holiday, Florida! This inviting residence features newer flooring throughout, a newer A/C system, and a newer water heater, offering comfort and convenience. The attached garage provides additional storage space and a dedicated laundry area. Step outside to your own waterfront retreat, where peaceful pond views create the perfect backdrop for enjoying Florida living year-round. Relax in your outdoor hot tub, gather around the fire pit for cozy evenings under the stars, enjoy your morning coffee overlooking the water, or entertain family and friends in your backyard. With approximately 62 feet of water frontage and a concrete seawall, this property offers a wonderful opportunity to enjoy the Florida waterfront lifestyle right from your own home. Whether you're looking for a primary residence, seasonal getaway, or investment property, this home offers flexibility and endless possibilities. Ideally located near US-19, shopping, restaurants, parks, and everyday conveniences, with easy access to Downtown New Port Richey, Tarpon Springs, the famous Sponge Docks, and the beautiful Gulf Coast beaches. Enjoy everything the Tampa Bay area has to offer while coming home to your peaceful waterfront retreat.