ASSUMABLE 2.8% rate VA LOAN!! Welcome to exceptional Florida living in this beautifully maintained single-family home in Odessa, FL, built in 2020 and located in the highly desirable Starkey Ranch community and A rated school district. Featuring 4 bedrooms plus a spacious loft and built-in home office, this two-story Sabal floor plan combines modern finishes, flexible living spaces, and an amenity-rich lifestyle—all a short walk to shopping and dining. Step inside to a bright, open-concept floor plan featuring luxury vinyl flooring throughout the main living areas. The kitchen, dining area, and grand room flow seamlessly together, creating an inviting setting for everyday living and entertaining. At the center of the home, the spacious kitchen features an oversized island, quartz countertops, Timberlake cabinetry with satin nickel hardware, glass tile backsplash, additional water filtration system, and stainless steel GE appliances, including a desirable gas range. The flexible floor plan offers even more space with a built-in home office, ideal for remote work or study, plus an upstairs loft that can serve as a media room, playroom, second living area, or additional gathering space. The spacious primary suite provides a private retreat with a walk-in closet and en suite bathroom, while the additional bedrooms are thoughtfully positioned to provide added privacy. Florida indoor-outdoor living continues through the screened-in patio, which is already pre-plumbed for an outdoor kitchen. Beyond the lanai, the fully fenced backyard provides additional private outdoor space for relaxing, entertaining, or enjoying time with pets. Additional exterior features include a tile roof, paver driveway, and newer gutters. Located in Starkey Ranch in Odessa, Florida, residents enjoy access to an impressive collection of community amenities, including resort-style pools, a fitness center, tennis courts, dog parks, playgrounds, parks, lakes, walking and biking trails, a library, and sports facilities. With shopping and dining within minutes and convenient access to the greater Tampa Bay area, this home delivers the combination of location, lifestyle, and versatility buyers searching for homes for sale in Odessa, FL are looking for.