IMMERSE YOURSELF IN THE VIEWS & BEAUTY OF FLORIDA'S NATURE COAST! RARELY AVAILABLE POINT-LOT WATERFRONT HOME, MOVE-IN READY WITH GROTTO POOL AND LIFT! LIMTED TIME $50,000 SELLER CONCESSION toward rate buy-down, closing costs, boat purchase, or upgrades with a 2026 closing! Offered by its original owners, this exceptional custom waterfront residence offers a rare combination of privacy, panoramic views, and natural beauty. This custom waterfront residence delivers something increasingly rare along Florida's Gulf Coast—a home where tranquility, privacy, & breathtaking natural beauty define everyday living. Unlike many waterfront homes that overlook canals & neighboring docks, this exceptional point-lot property captures sweeping panoramic views across the Hernando Beach Flats out to the Gulf of Mexico, creating an extraordinary sense of openness where spectacular sunsets, coastal birds, seasonal bald eagles, & the ever-changing beauty of Florida's Nature Coast become part of daily life. Offering approximately 5,000 SF of usable space, an oversized 3-car garage, four waterfront verandas and a beautifully renovated lower-level bonus area nearly every room captures the surrounding water views. The open-concept living area features soaring ceilings, engineered hardwood flooring, elevator ready shaft built-in, abundant natural light, and a spacious kitchen with stainless appliances, dual convection ovens, oversized island, and butler's pantry. The private primary suite opens to a waterfront veranda and features a spa-inspired bath with soaking tub, walk-in shower, and dual vanities. Upstairs offers two spacious guest bedrooms, a full bath, and an additional loft living area. An elevator-ready shaft is already in place. The nearly 1,700 SF renovated lower-level bonus space offers incredible flexibility for recreation, media, fitness, office, hobbies, guest accommodations, or multigenerational use, with changing room and facilities. Lower-level square footage is not insurable and is not included in public-record living area. Outdoors, enjoy the heated saltwater pool with private grotto and cascading waterfall, solar and propane heating, screened lanai, and private kayak/paddle-board floating dock. Boating amenities include a private dock, 10,000-lb. boat lift and community lift with Gulf access. Recent improvements include a complete lower-level remodel (2024), pool pump (2024), boat lift motor (2024) HVAC units (2026/2023/2017), and water heater (2026). Roof (2006) was inspected by USAA in 2024 and deemed in excellent condition and insurable following the storms. Assumable flood policy available for qualified buyers through USAA. Clean 4-point and wind mitigation reports available. The limited-time $50,000 seller concession also takes the roof's age into consideration, with replacement quotes under $25,000 in hand and leaving potential additional funds to contribute to a rate buy down, elevator installation, closing costs or other desired upgrades. Experience the peaceful beauty, extraordinary wildlife, privacy, and unforgettable Gulf sunsets that make Florida's Nature Coast so special. Come enjoy a sunset showing at this one-of-a-kind waterfront retreat today!
Property Details
Property Features Property Features
MLS ID: MFRTB8562721 Year Built: 2006
Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Refrigerator, Washer Architectural Style: Elevated
Association Amenities: Park Basement: Bath/Stubbed, Exterior Entry, Finished, Interior Entry
Community Features: Golf Carts OK, No Truck/RV/Motorcycle Parking, Park, Street Lights Construction Materials: Block, Concrete, Stucco, Frame
Cooling: Central Air, Zoned Country: US
County Or Parish: Hernando Direction Faces: South
Exterior Features: Balcony, Lighting, Outdoor Shower, Private Entrance, Private Mailbox, Private Yard, Rain Gutters, Shade Shutter(s), Smart Irrigation, Sprinkler Metered Flooring: Carpet, Hardwood, Parquet, Tile
Foundation Details: Pillar/Post/Pier Furnished: Negotiable
Heating: Central, Electric, Zoned Laundry Features: Electric Dryer Hookup, Inside, Laundry Room, Sink, Washer Hookup
Levels: Three Or More Listing Agreement: Exclusive Right To Sell
Listing Terms: Cash, Conventional, FHA, VA Loan Lot Features: Corner Lot, Near Marina, Paved
Occupant Type: Owner Other Equipment: Irrigation Equipment, Private Entrance, Private Yard, Smart Irrigation, Smart Lights, Smart Thermostat
Parking Features: Boat, Driveway, Garage Door Opener, Ground Level, Workshop in Garage Patio And Porch Features: Covered, Deck, Enclosed, Front Porch, Patio, Porch, Rear Porch, Screened, Side Porch, Wrap Around
Pets Allowed: Yes Pool Features: In Ground, Chlorine Free, Gunite, Heated, Lighting, Salt Water, Screen Enclosure, Waterfall, Solar Heat, Tile
Property Condition: Completed Property Sub Type: Single Family Residence
Property Type: Residential Road Responsibility: Public Maintained Road
Road Surface Type: Paved Roof: Shingle
Security Features: Security Lights, Smoke Detector(s) Sewer: Public Sewer
Showing Requirements: Appointment Only, Lock Box Electronic-CBS Code Required, ShowingTime Special Listing Conditions: None
Standard Status: Active State Or Province: FL
Utilities: BB/HS Internet Available, Cable Available, Electricity Connected, Propane, Sewer Connected, Sprinkler Meter, Water Connected Vegetation: Mature Landscaping, Trees/Landscaped
View: Park/Greenbelt, Pool, Water, Gulf/Ocean - Full Water Source: Public
Waterfront Features: Canal - Brackish, Freshwater Canal w/Lift to Saltwater Canal Window Features: Blinds, Double Pane Windows, Shutters
Rooms Rooms
Great Room: 24x19 ft Bedroom 3:
Bedroom 2: Primary Bathroom: 15x11 ft
Primary Bedroom: 18x17 ft Kitchen: 19x14 ft
Living Room: 24x19 ft Dining Room: 12x12 ft
Basement:
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