Welcome to easy Florida living in this charming 2-bedroom, 2-bath villa with a 1-car carport, ideally situated in the heart of sparkling Clearwater! With an INCREDIBILY LOW HOA of just $312 YEARLY, NO FLOOD ZONE, PETS ALLOWED, NO APPROVAL PROCESS, and ABLE TO RENT RIGHT AWAY, this home offers exceptional value, options and a peace of mind. You will not come across this often! Inside, you'll find a bright and inviting interior featuring new luxury vinyl plank flooring throughout, fresh interior and exterior paint, and stylish new light fixtures in the foyer and dining room. The kitchen offers stainless steel appliances and a convenient pass-through to the dining area, creating an open, functional space that's perfect for everyday living and entertaining. The thoughtfully designed floor plan provides added privacy with a pocket door separating the guest bedroom and bath from the main living area—ideal for overnight guests, family, or a home office. The spacious primary suite features a walk-in closet and a private en-suite bath. Step into the enclosed porch and enjoy your morning coffee or unwind in the evening while overlooking your own private backyard—a peaceful outdoor space to enjoy year-round. The roof is approximately 11 years old, providing added value and peace of mind. Perfectly positioned in the heart of Pinellas County, you'll enjoy easy access to shopping, banking, restaurants, Tampa International Airport, the Courtney Campbell Causeway, the renowned Safety Harbor Resort & Spa, vibrant downtown Dunedin, the Dunedin Causeway, Honeymoon Island State Park, and the sugar sands of world-famous Clearwater Beach. Whether you enjoy boating, beaches, parks, dining, festivals, or breathtaking Gulf Coast sunsets, there's something here for everyone. Whether you're looking for a year-round residence, winter getaway, or investment opportunity, this villa offers an unbeatable combination of affordability, location, low-maintenance living, and one of the lowest HOA fees you'll find in the area. You can rent this unit out right away with a minimum of a 1 year lease. Furnishings are optional. So come see for yourself why Clearwater is one of Florida's most sought-after places and this unit can be called your home!